For Massachusetts First Time Home Buyers (FTHB) there are numerous resources being provided including: workshops, educational classes, and mortgage assistance. In Massachusetts there are regional and statewide programs assisting FTHBs. The Housing Development Division of the Department of Housing and Community Development provides funding to developers, non-profit organizations and communities to assist first time homebuyers. In addition to assistance, The Department of Housing and Community Development (DHCD) contains a list of affordable units for sale to FTHBs here.
First Time Home Buyer education courses are offered throughout the Commonwealth, most of which are required for by the majority of FTHB programs and loan programs. The Citizens' Housing and Planning Association, Massachusetts Affordable Housing Alliance, and Housing Consumer Education Centers all provide classes. Classes differentiate by towns, so be sure to search for your nearest home buying education provider.
Although DHCD does not provide mortgages directly to first-time homebuyers, there are many resources available. The following lenders have state and federal products for Massachusetts FTHB: One Mortgage Program, MassHousing, Fannie Mae, and Fannie Mac.
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